/* DebtCare 셀프진단 */
.calc-page {
  padding: 1.5rem 0 4rem;
  background:
    radial-gradient(ellipse 70% 40% at 0% 0%, rgba(196, 30, 58, 0.06), transparent 55%),
    linear-gradient(180deg, #fafafa 0%, #fff 40%);
  min-height: calc(100vh - var(--header-h));
}

.calc-wrap {
  width: min(100% - 1.5rem, 720px);
  margin-inline: auto;
}

.calc-progress {
  margin-bottom: 1rem;
}

.calc-progress-top {
  display: flex;
  justify-content: space-between;
  font-size: 0.88rem;
  color: var(--color-text-muted);
  font-weight: 600;
  margin-bottom: 0.45rem;
}

.calc-progress-bar {
  height: 0.45rem;
  background: #eee;
  overflow: hidden;
}

.calc-progress-bar i {
  display: block;
  height: 100%;
  background: var(--color-accent);
  transition: width 0.3s var(--ease);
}

.calc-card {
  background: #fff;
  border: 1px solid var(--color-border);
  padding: 1.35rem 1.2rem 1.25rem;
  box-shadow: 0 16px 36px -28px rgba(26, 26, 26, 0.4);
  animation: fadeUp 0.45s var(--ease) both;
}

.calc-card h1,
.calc-card h2 {
  margin: 0 0 0.85rem;
  letter-spacing: -0.03em;
}

.calc-card h3 {
  margin: 1.25rem 0 0.6rem;
  font-size: 1.05rem;
}

.calc-kicker {
  margin: 0 0 0.5rem;
  color: var(--color-accent);
  font-weight: 700;
  font-size: 0.88rem;
}

.calc-lead {
  color: var(--color-text-muted);
  margin: 0 0 1rem;
}

.calc-bullets {
  margin: 0 0 1.25rem;
  padding-left: 1.1rem;
  color: var(--color-text-muted);
}

.calc-notice {
  margin: 1rem 0;
  padding: 0.95rem 1rem;
  background: var(--color-bg-soft);
  border-left: 3px solid var(--color-accent);
  font-size: 0.88rem;
  color: var(--color-text-muted);
  line-height: 1.55;
  white-space: pre-wrap;
}

.calc-field {
  margin-bottom: 1rem;
}

.calc-field label,
.calc-label {
  display: block;
  font-weight: 600;
  font-size: 0.9rem;
  margin-bottom: 0.4rem;
}

.calc-field input[type="text"],
.calc-field input[type="tel"],
.calc-field input[type="number"],
.calc-field select,
.calc-field textarea,
.calc-money input {
  box-sizing: border-box;
  width: 100%;
  max-width: 100%;
  padding: 0.85rem 0.9rem;
  border: 1px solid var(--color-border);
  border-radius: 8px;
  background: var(--color-bg-soft);
  font: inherit;
  color: inherit;
  line-height: 1.45;
  appearance: none;
  -webkit-appearance: none;
}

.calc-field textarea {
  min-height: 7.5rem;
  resize: vertical;
}

.calc-field input:focus,
.calc-field select:focus,
.calc-field textarea:focus,
.calc-money input:focus {
  outline: none;
  border-color: var(--color-accent);
  background: #fff;
  box-shadow: 0 0 0 3px rgba(196, 30, 58, 0.12);
}

.calc-money {
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 0.45rem;
  align-items: stretch;
}

.calc-unit {
  display: inline-flex;
  align-items: center;
  padding: 0 0.75rem;
  background: #f0f0f1;
  border: 1px solid var(--color-border);
  font-size: 0.88rem;
  font-weight: 600;
  color: var(--color-text-muted);
}

.calc-hint {
  margin: 0.4rem 0 0;
  font-size: 0.84rem;
  color: var(--color-text-muted);
}

.calc-avg-tool {
  margin: 0.35rem 0 1.1rem;
  padding: 0.85rem 0.95rem;
  border: 1px solid #e2e2e4;
  border-radius: 12px;
  background: #fafafa;
}

.calc-avg-tool > summary {
  cursor: pointer;
  font-weight: 700;
  letter-spacing: -0.02em;
  color: var(--color-text);
  list-style: none;
}

.calc-avg-tool > summary::-webkit-details-marker { display: none; }

.calc-avg-tool > summary::before {
  content: '▸ ';
  color: var(--color-accent);
}

.calc-avg-tool[open] > summary::before { content: '▾ '; }

.calc-avg-tool .calc-hint { margin-top: 0.55rem; }

.calc-avg-counts {
  display: flex;
  flex-wrap: wrap;
  gap: 0.4rem;
  margin: 0.75rem 0 0.65rem;
}

.calc-avg-count-btn {
  min-height: 2.2rem;
  padding: 0.35rem 0.85rem;
  border: 1.5px solid #e2e2e4;
  border-radius: 8px;
  background: #fff;
  font: inherit;
  font-weight: 600;
  cursor: pointer;
  color: var(--color-text-muted);
}

.calc-avg-count-btn.is-active {
  border-color: var(--color-accent);
  background: var(--color-accent);
  color: #fff;
}

.calc-avg-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0.45rem 0.65rem;
}

.calc-avg-row {
  display: grid;
  gap: 0.25rem;
}

.calc-avg-row label {
  font-size: 0.8rem;
  font-weight: 600;
  color: var(--color-text-muted);
}

.calc-avg-row input {
  box-sizing: border-box;
  width: 100%;
  padding: 0.65rem 0.75rem;
  border: 1px solid var(--color-border);
  border-radius: 8px;
  background: #fff;
  font: inherit;
}

.calc-avg-row input:focus {
  outline: none;
  border-color: var(--color-accent);
  box-shadow: 0 0 0 3px rgba(196, 30, 58, 0.12);
}

.calc-avg-result {
  display: flex;
  align-items: baseline;
  gap: 0.45rem;
  margin: 0.85rem 0 0.75rem;
  padding: 0.75rem 0.85rem;
  background: var(--color-accent-soft);
  border-radius: 8px;
  border-left: 3px solid var(--color-accent);
}

.calc-avg-result span:first-child {
  font-weight: 600;
  color: var(--color-text-muted);
  font-size: 0.88rem;
}

.calc-avg-result strong {
  font-size: 1.15rem;
  letter-spacing: -0.02em;
  color: var(--color-accent);
}

.calc-avg-tool .calc-avg-apply {
  width: 100%;
}

@media (max-width: 640px) {
  .calc-avg-grid { grid-template-columns: 1fr; }
}

.calc-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0 0.75rem;
}

.calc-grid-yn {
  display: grid;
  gap: 0.5rem;
}

.calc-chips {
  display: flex;
  flex-wrap: wrap;
  gap: 0.55rem;
}

.calc-chip {
  position: relative;
  display: block;
  cursor: pointer;
  margin: 0;
  -webkit-tap-highlight-color: transparent;
  user-select: none;
}

.calc-chip input {
  position: absolute;
  opacity: 0;
  width: 1px;
  height: 1px;
  margin: 0;
  pointer-events: none;
}

.calc-chip span {
  position: relative;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.35rem;
  min-height: 2.75rem;
  min-width: 4.75rem;
  padding: 0.55rem 1.05rem;
  border: 1.5px solid #e2e2e4;
  border-radius: 10px;
  background: #fff;
  box-shadow: 0 1px 2px rgba(26, 26, 26, 0.04);
  font-size: 0.92rem;
  font-weight: 600;
  letter-spacing: -0.02em;
  color: #4a4a4f;
  line-height: 1.25;
  text-align: center;
  transition:
    border-color 0.2s var(--ease),
    background 0.2s var(--ease),
    color 0.2s var(--ease),
    box-shadow 0.2s var(--ease),
    transform 0.15s var(--ease);
}

.calc-chip span::before {
  content: '';
  width: 0.95rem;
  height: 0.95rem;
  flex-shrink: 0;
  border: 1.5px solid #c8c8cc;
  border-radius: 999px;
  background: #fff;
  transition: border-color 0.2s, background 0.2s, box-shadow 0.2s;
}

.calc-chip input[type="checkbox"] + span::before {
  border-radius: 4px;
}

.calc-chip:hover span {
  border-color: #cfcfd3;
  background: #fafafa;
  color: var(--color-text);
  transform: translateY(-1px);
  box-shadow: 0 6px 16px -12px rgba(26, 26, 26, 0.35);
}

.calc-chip:hover span::before {
  border-color: #b0b0b5;
}

.calc-chip:active span {
  transform: translateY(0);
}

.calc-chip input:focus-visible + span {
  outline: none;
  border-color: var(--color-accent);
  box-shadow: 0 0 0 3px rgba(196, 30, 58, 0.16);
}

.calc-chip input:checked + span {
  border-color: var(--color-accent);
  background: linear-gradient(180deg, #d12542 0%, var(--color-accent) 100%);
  color: #fff;
  box-shadow:
    0 8px 18px -10px rgba(196, 30, 58, 0.65),
    inset 0 1px 0 rgba(255, 255, 255, 0.18);
}

.calc-chip input:checked + span::before {
  border-color: rgba(255, 255, 255, 0.85);
  background:
    radial-gradient(circle at center, #fff 0 35%, transparent 36%),
    rgba(255, 255, 255, 0.2);
  box-shadow: inset 0 0 0 1px rgba(255, 255, 255, 0.35);
}

.calc-chip input[type="checkbox"]:checked + span::before {
  border-radius: 4px;
  border-color: #fff;
  background-color: rgba(255, 255, 255, 0.22);
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16'%3E%3Cpath fill='none' stroke='%23fff' stroke-width='2.4' stroke-linecap='round' stroke-linejoin='round' d='M3.5 8.5l3 3 6-6'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: center;
  background-size: 0.78rem 0.78rem;
  box-shadow: none;
}

.calc-chip input:checked:hover + span {
  background: linear-gradient(180deg, #c41e3a 0%, var(--color-accent-hover) 100%);
  border-color: var(--color-accent-hover);
  transform: translateY(-1px);
}

.calc-grid-yn .calc-chips {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0.55rem;
}

.calc-grid-yn .calc-chip span {
  width: 100%;
  min-width: 0;
}

.calc-unit-toggle {
  display: inline-flex;
  gap: 0.25rem;
  margin-bottom: 1rem;
  padding: 0.3rem;
  background: #f3f3f5;
  border: 1px solid #e2e2e4;
  border-radius: 12px;
}

.calc-unit-toggle button {
  border: 0;
  border-radius: 9px;
  background: transparent;
  padding: 0.55rem 1.05rem;
  font: inherit;
  font-weight: 700;
  letter-spacing: -0.02em;
  color: var(--color-text-muted);
  cursor: pointer;
  transition: background 0.2s var(--ease), color 0.2s, box-shadow 0.2s, transform 0.15s;
}

.calc-unit-toggle button:hover {
  color: var(--color-text);
  background: rgba(255, 255, 255, 0.7);
}

.calc-unit-toggle button.is-active {
  background: linear-gradient(180deg, #d12542 0%, var(--color-accent) 100%);
  color: #fff;
  box-shadow: 0 8px 16px -10px rgba(196, 30, 58, 0.7);
}

.calc-unit-toggle button.is-active:hover {
  background: linear-gradient(180deg, #c41e3a 0%, var(--color-accent-hover) 100%);
}

.calc-summary {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0.55rem;
  margin: 0.5rem 0 1rem;
  padding: 0.9rem;
  background: var(--color-accent-soft);
  border: 1px solid #f0d0d6;
}

.calc-summary div {
  display: grid;
  gap: 0.15rem;
}

.calc-summary span {
  font-size: 0.8rem;
  color: var(--color-text-muted);
}

.calc-summary strong {
  font-size: 0.98rem;
}

.calc-nav {
  display: flex;
  justify-content: space-between;
  gap: 0.75rem;
  margin-top: 1.25rem;
  padding-top: 1rem;
  border-top: 1px solid var(--color-border);
}

.calc-nav .btn {
  min-height: 3rem;
  min-width: 7.5rem;
  flex: 1;
}

.calc-badge {
  display: inline-block;
  margin-left: 0.35rem;
  padding: 0.12rem 0.45rem;
  background: var(--color-accent-soft);
  color: var(--color-accent);
  font-size: 0.72rem;
  font-weight: 700;
  vertical-align: middle;
}

.calc-hero-result {
  display: grid;
  gap: 1rem;
  margin-bottom: 1.25rem;
}

.calc-elig {
  display: block;
  font-size: 1.6rem;
  letter-spacing: -0.03em;
  color: var(--color-accent);
}

.calc-rate-block strong {
  display: block;
  font-size: 1.8rem;
  letter-spacing: -0.03em;
  margin: 0.25rem 0 0.55rem;
}

.calc-bar {
  height: 0.7rem;
  background: #eee;
  overflow: hidden;
}

.calc-bar i {
  display: block;
  height: 100%;
  background: linear-gradient(90deg, var(--color-accent), #e85a72);
}

.calc-metrics {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0.75rem;
  margin-bottom: 1rem;
}

.calc-metrics > div {
  padding: 0.85rem;
  border: 1px solid var(--color-border);
  background: var(--color-bg-soft);
}

.calc-metrics span {
  display: block;
  font-size: 0.8rem;
  color: var(--color-text-muted);
  margin-bottom: 0.3rem;
}

.calc-metrics strong {
  font-size: 1.02rem;
  letter-spacing: -0.02em;
}

.calc-accordion {
  margin: 1rem 0;
  border: 1px solid var(--color-border);
  padding: 0.75rem 1rem;
}

.calc-accordion summary {
  cursor: pointer;
  font-weight: 700;
}

.calc-basis {
  margin: 0.75rem 0 0;
  padding-left: 1.1rem;
  color: var(--color-text-muted);
  font-size: 0.92rem;
}

.calc-two-col {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem;
}

.calc-two-col ul {
  margin: 0;
  padding-left: 1.1rem;
  color: var(--color-text-muted);
  font-size: 0.9rem;
}

.calc-alts {
  display: grid;
  gap: 0.65rem;
}

.calc-alts article {
  padding: 0.85rem;
  border: 1px solid var(--color-border);
  background: #fff;
}

.calc-alts p {
  margin: 0.35rem 0 0;
  font-size: 0.88rem;
  color: var(--color-text-muted);
}

.calc-counsel {
  margin-top: 1.5rem;
  padding-top: 1rem;
  border-top: 1px solid var(--color-border);
}

.calc-check {
  display: flex;
  gap: 0.5rem;
  align-items: flex-start;
  margin: 0.55rem 0;
  font-size: 0.9rem;
}

.calc-error { color: var(--color-accent); font-weight: 600; }

.calc-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.4rem;
  min-height: 3.15rem;
  padding: 0.85rem 1.25rem;
  border: 1px solid transparent;
  font-family: inherit;
  font-size: 1rem;
  font-weight: 700;
  letter-spacing: -0.02em;
  cursor: pointer;
  text-decoration: none;
  transition: background 0.2s var(--ease), color 0.2s, border-color 0.2s, transform 0.15s, box-shadow 0.2s;
}

.calc-btn:active { transform: translateY(1px); }
.calc-btn:disabled {
  opacity: 0.45;
  cursor: not-allowed;
  transform: none;
}

.calc-btn-primary {
  background: var(--color-accent);
  color: #fff;
  box-shadow: 0 10px 22px -14px rgba(196, 30, 58, 0.9);
}
.calc-btn-primary:hover {
  background: var(--color-accent-hover);
  color: #fff;
}

.calc-btn-secondary {
  background: #1f2a44;
  color: #fff;
}
.calc-btn-secondary:hover {
  background: #162033;
  color: #fff;
}

.calc-btn-ghost {
  background: #fff;
  color: var(--color-text);
  border-color: var(--color-border);
}
.calc-btn-ghost:hover {
  border-color: var(--color-accent);
  color: var(--color-accent);
}

.calc-cta-panel {
  margin-top: 1.5rem;
  padding: 1.25rem 1.1rem;
  border: 1px solid #f0d0d6;
  background: linear-gradient(180deg, #fff 0%, var(--color-accent-soft) 100%);
}

.calc-cta-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0.75rem;
}

.calc-cta-row .calc-btn { width: 100%; }

.calc-req {
  color: var(--color-accent);
  font-size: 0.75rem;
  font-weight: 700;
}

.calc-booking {
  margin-top: 1.25rem;
  padding: 1.15rem 1rem;
  border: 1px solid var(--color-border);
  background: #fff;
}

.calc-booking-steps {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 0.4rem;
  margin: 0.75rem 0 1rem;
}

.calc-booking-steps span {
  text-align: center;
  padding: 0.55rem 0.35rem;
  background: var(--color-bg-soft);
  border: 1px solid var(--color-border);
  font-size: 0.82rem;
  font-weight: 700;
  color: var(--color-text-muted);
}

.calc-booking-steps span.is-active {
  background: var(--color-accent);
  border-color: var(--color-accent);
  color: #fff;
}

.calc-date-grid,
.calc-time-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 0.5rem;
}

.calc-date-btn,
.calc-time-btn {
  min-height: 2.8rem;
  border: 1px solid var(--color-border);
  background: var(--color-bg-soft);
  font: inherit;
  font-weight: 600;
  cursor: pointer;
  color: var(--color-text);
}

.calc-date-btn.is-active,
.calc-time-btn.is-active {
  border-color: var(--color-accent);
  background: var(--color-accent-soft);
  color: var(--color-accent);
}

.calc-booking-done {
  padding: 1rem;
  background: #f3faf5;
  border-left: 3px solid #2f8f4e;
}

.calc-booking-done p { margin: 0.4rem 0 0; color: var(--color-text-muted); }

.calc-service-form textarea {
  box-sizing: border-box;
  width: 100%;
  max-width: 100%;
  min-height: 7.5rem;
  padding: 0.85rem 0.9rem;
  border: 1px solid var(--color-border);
  border-radius: 8px;
  background: var(--color-bg-soft);
  font: inherit;
  color: inherit;
  line-height: 1.45;
  resize: vertical;
}

.calc-service-form textarea:focus {
  outline: none;
  border-color: var(--color-accent);
  background: #fff;
  box-shadow: 0 0 0 3px rgba(196, 30, 58, 0.12);
}

.calc-date-btn,
.calc-time-btn {
  border-radius: 10px;
  transition: border-color 0.2s var(--ease), background 0.2s, color 0.2s, box-shadow 0.2s, transform 0.15s;
}

.calc-date-btn:hover,
.calc-time-btn:hover {
  transform: translateY(-1px);
  border-color: #cfcfd3;
}

.calc-date-btn.is-active,
.calc-time-btn.is-active {
  border-color: var(--color-accent);
  background: linear-gradient(180deg, #d12542 0%, var(--color-accent) 100%);
  color: #fff;
  box-shadow: 0 8px 16px -10px rgba(196, 30, 58, 0.65);
}

@media (max-width: 640px) {
  .calc-grid,
  .calc-metrics,
  .calc-two-col,
  .calc-summary,
  .calc-cta-row,
  .calc-date-grid {
    grid-template-columns: 1fr;
  }

  .calc-time-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .calc-card {
    padding: 1.15rem 1rem;
  }

  .calc-nav .calc-btn,
  .calc-nav .btn {
    font-size: 0.95rem;
  }
}